Chicago is burning and Lucy Hathaway is running for her life. As she rushes past a fine hotel engulfed in flames, a wrapped bundle tumbles from a window into her arms. Seconds later the building crumbles - and Lucy is astonished to discover the swaddled blanket contains a baby.Five years later Lucy walks into Rand Higgins's bank and knows: the orphan she rescued that day actually belongs to this ruthless financier. Now, to keep the child she's come to love, she'll have to give up her hard-won freedom and become his wife.But giving Rand her heart? That, she could never have expected...