Banking for People : Social Banking and New Poverty, Consumer Debts and Unemployment in Europe - National Reports

Frontmatter -- Preface -- Contents in Brief -- Contents -- General Introduction / Ford, Janet / Reifner, Udo -- European Declaration for Social Consumer Rights -- Volume I: Social Banking and New Poverty -- Part I: Economic Development and Private Indebtedness -- Chapter 1. Social Banking and New Poverty - Towards a New Approach in Law and Economics / Reifner, Udo -- Chapter 2. Towards a Progressive Market / Ekins, Paul -- Chapter 3. Economics and social problems / Rothschild, Kurt W. -- Chapter 4. Consumer Credit and Human Capital in Germany / Reis, Claus -- Chapter 5. Credit, Debt and Financial Control in Great Britain / Conaty, Pat -- Chapter 6. Financial Services - Who Will Gain from the Single Market? / Vogler, Heinz -- Part II: New Technologies and Consumer Debts -- Chapter 7. Credit Cards, New Technology and Consumer Debt / Mitchell, Jeremy -- Chapter 8. Indebtedness by Credit Cards in the Federal Republic of Germany? / Godschalk, Hugo T. C. -- Chapter 9. Credit Card Mania in America / Caplovitz, David -- Part III: Trade Unions, Consumer Unions and the Poor -- Chapter 10. Whose Agenda? Whose Resources? Whose Initiative? / Gibson, Tony -- Chapter 11. Trade-Unions, Unemployment and the Unemployed in Germany / Mattfeldt, Harald -- Chapter 12. Consumer Organizations and the Struggle Against Poverty - The Example of Konsumenten Kontakt in the Netherlands / Nagel, K.P. -- Chapter 13. Credit for Poor People - Abolishing or Solving the Problem? / Simpson, Robin -- Part IV: Ethical Banking - New Forms of a Social Market Economy -- Chapter 14. Ethical Banking / Ekins, Paul -- Chapter 15. Alternative Banking and Ethical Investment / Dauncey, Guy -- Chapter 16. Bright Ideas and Empty Pockets: Overview of Development Banking in the UK / Dabson, Brian -- Chapter 17. Shorebank Corporation: A Private Sector Banking Initiative to Renew Distressed Communities / Shapiro, Joan -- Chapter 18. The Mondragon Bank and the Cooperative Movement in Euskadia / Ortiz de Zarate, Antonio Matías / Galdos Loyola, Elena -- Chapter 19. Socially Directed Investment - And its Potential Role in Local Development / Robertson, James -- Part V. Social Discrimination and Over-Indebtedness -- Chapter 20. Changing Labour Market Structures and Over-Indebtedness / Ford, Janet -- Chapter 21. Indebtedness of Offenders / Freytag, Harald -- Chapter 22. Divorce and Consumer Debts in Germany: The Unequal Allocation of Risks Between Women and Men / Böhmcker, Susanne -- Part VI: Housing Debts -- Chapter 23. Introduction / Ford, Janet -- Chapter 24. Mortgage Loans: Some Consumer Concerns -- Chapter 25. Buyers of Residential Property - Their Situation in the Province of Grande-Synthe -- Chapter 26. Distressed Constructional Financing / Kaatz, Ruth / Reifner, Udo / Sönksen, Inken / Schulz-Rackoll, Rolf -- Chapter 27. Mortgage Debt in the United Kingdom / Johnson, Simon -- Part VII: Personal Bankruptcy -- Chapter 28. Personal Bankruptcy in America / Caplovitz, David -- Chapter 29. Discharge for Bankrupt Individuals under the German Bankruptcy Law Reform / Balz, Manfred -- Chapter 30. Prospects for Statutory Consumer Debts Arrangement in the Netherlands / Huls, Nick -- Volume II: Overdebtedness, Unemployment and Policy Responses - National Reports -- Chapter 31. The Social Costs of Europe - General Report on Consumer Debts in Europe / Ford, Janet / Morin, Anne / Martin, Chantal / Dejemeppe, Pierre / Reifner, Udo / Bourgoignie, Thierry -- Chapter 32. Debts and Depression - A Survey of Austrian Debtors and the Unemployed / Mitter, Gemot / Schönbauer, Ulrich / Wimmer, Sigrid / Repl, Jutta / Graf, Georg / Mayer, Gottfried / Hanak, Gerhard / Morawetz, Inge -- Chapter 33. Consumer Credit in Belgium - Old Laws and New Problems / Domont-Naert, Françoise / Dejemeppe, Pierre -- Chapter 34. Unemployment, Debt and the Legal Principle of 'Social Force Majeure' in Finland / Wilhelmsson, Thomas -- Chapter 35. Minimum Wages, Rate Ceilings and Social Solidarity against Poverty - Unemployment