Vertragsrechtliche Zulässigkeit negativer Verzinsung im Einlagenbereich.

»Contractual Permissibility of Negative Interest Rates in Deposits«To answer the question of whether positive interest rates in the deposit sector can possibly transit to negative ones requires that the limits of § 315 BGB, and thus the identity-constituting parameters of an obligation, be established. Hereafter, the question arises as to whether the BGB permits negative interest rates, how negative interest deposits are contractually classified and whether charging negative interest rates on deposits in old and new contracts is legally conceivable.