Impact of Microfinance on Women : A case study of Hemja VDC, Kaski

Group saving plays the vital role as sources of financing; majority of women have interested in agriculture. Saving capacity and habit has increased after the program intervention and outstanding amount has decreased in the later year. Percentage of investment was increasing after best earning. So, the programs are effective and regular payment of interest who took the loan from the bank. Majority of women clients prefer better terms and condition in interest rate, duration of loan and size of loan. All most all women client has improved their living standard and they have shown the full commitment over the program.