Research on Legislation of Commercial Loans in China

Private lending in China has evolved from simple private loan to a large organized one with the purpose of profit, which has the characteristics of profit stipulated by the commercial law. If we only analyze the characteristics of private lending system from the perspective of civil law and if we can't build an institutional platform and a rule system within the framework of commercial law, it will be difficult for us to overcome the shortcomings of hollow theory. Researches on private lending in China will run into an embarrassing situation, only to repeat low-level research results for a long time. This book argues that, based on the commercial nature of private lending, the construction of its legislative system should be put on the agenda and legislation on civil commercial loan should be standardized in China.